TERMS AND CONDITIONS

1. Introduction

These Terms and Conditions ("Terms") govern your use of Easy Finance Steps' debt settlement value visualization tool ("the Product"), which is designed to demonstrate the comparative value of debt settlement programs to prospects. By accessing or using the Product, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use the Product.

2. Definitions

  • Company: Refers to Easy Finance Steps, the owner and operator of the Product.
  • User: Refers to the individual or entity that accesses or uses the Product.
  • Product: Refers to the debt settlement value visualization tool and any related software, updates, or services provided by the Company.

3. License to Use the Product

The Company grants you a limited, non-exclusive, non-transferable, and revocable license to use the Product for its intended purpose. This license is subject to your compliance with these Terms.

4. Restrictions on Use

You agree not to:

  • Reverse-engineer, decompile, or disassemble the Product.
  • Modify, adapt, translate, or create derivative works from the Product.
  • Use the Product for any illegal, unethical, or unauthorized purpose.
  • Share your access credentials or permit third parties to access the Product without the Company’s consent.

5. User Responsibilities

You are responsible for:

  • Ensuring that all information and data input into the Product is accurate and complete.
  • Using the Product in compliance with applicable laws, including consumer protection and privacy laws.

6. Intellectual Property Rights

The Product, including its software, design, layout, and content, is owned by the Company and is protected by copyright, trademark, and other intellectual property laws. You may not use any trademarks, logos, or other proprietary content without prior written permission from the Company.

7. Fees and Payment

Access to the Product may be subject to fees. Payment terms will be outlined in a separate agreement or subscription plan. Failure to pay applicable fees may result in suspension or termination of access to the Product.

8. Data Privacy

The Company is committed to protecting your privacy. By using the Product, you agree to the collection, use, and sharing of your data in accordance with the Company’s  Privacy Policy, which is incorporated by reference into these Terms.

9. Disclaimer of Warranties

The Product is provided "as is" without warranty of any kind. The Company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The Company does not guarantee that the Product will be error-free or uninterrupted.

10. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Product. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if the Company has been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Product, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

The Company may terminate or suspend your access to the Product at any time, with or without cause or notice. Upon termination, your license to use the Product will immediately cease.

13. Modifications to Terms

The Company reserves the right to modify these Terms at any time. Changes will be effective upon posting to the Company’s website or through the Product interface. Your continued use of the Product after the changes become effective constitutes acceptance of the revised Terms.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Nevada, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be resolved through binding arbitration in Henderson, Nevada unless otherwise required by applicable law.

15. Entire Agreement

These Terms, along with any other policies or agreements referenced herein, constitute the entire agreement between you and the Company regarding your use of the Product and supersede any prior agreements, understandings, or representations.

16. Contact Information

If you have any questions or concerns regarding these Terms, please contact Easy Finance Steps at  info@easyfinancesteps.com.